📍 Point Where Lines Change
= TODAY (transition from history to projection)
📏 Distance Between Lines
= PROFIT/LOSS (bigger gap = more profit)
━ Horizontal Line
= YOUR GOAL (target to reach)
Portfolio Value (Blue)
- Solid line: Your actual portfolio balance from broker/bank
- Dashed line: Estimated future value if current trends continue
Total Invested (Orange/Yellow)
- Solid line: Money you've actually put in so far
- Dashed line: Expected total contributions if you keep same pace
📊 Reading Profit/Loss
📈
Blue ABOVE Orange = PROFIT
Your investments are growing! Good job! 🎉
📉
Orange ABOVE Blue = LOSS
Market downturn or poor picks. Review strategy.
➡️
Lines Parallel = ZERO GROWTH
Just saving, no investment returns.
🔮 Controlling Projections
In Portfolio Configuration, you can toggle:
💵 Contributions ON/OFF
- ON: Projects future deposits
- OFF: Only existing capital grows
📈 Growth ON/OFF
- ON: Uses your XIRR return rate
- OFF: Zero growth (savings only)
💡 Best Practice: Keep both ON for most realistic projection!
⚠️ Important Reminders
- • Projections are estimates, not guarantees. Markets can change!
- • Past performance doesn't guarantee future results
- • Reality can be better OR worse than projections
- • Use projections for planning and motivation, not as financial advice